Joint - US

StoneX accepts three types of registration types for US individuals to open joint accounts;

US Joint Registration Type

Registration Type	Description
`JointCP`	Joint Community Property. Only available to residents of Alaska, Arizona, California,Idaho, Louisiana, Nevada, New Mexico, Philippine Islands, Puerto Rico, Texas, Wisconsin, or Washington
`JointWROS`	Joint with Rights of Survivorship. It is a type of account that is owned by at least two people.
`JointTIC`	Joint Tenants in Common. It refers to a legal relationship in which two or more people own a piece of property or another asset where no rights of survivorship are afforded to any of the account holders.

Required Attributes

The below are all the required attributes needed to open a Joint US account.

Attributes	Data Type
`entityNumber`	Integer
`accountNumber`	String
`main`	Main
`mailingAddress`	Mailing Address
`primaryOwner`	Primary Owner
`electronicDelivery`	Electronic Delivery
`associatedParty`	Associated Parties

Main

Attributes	Data Type	Length
`repCode`	String	4
`proxyDisclosure`	Proxy Disclosure
`sweepIndicator`	Boolean
`catAccountIdentifier`	CAT Account Identifier

Mailing Address

Attributes	Data Type	Max Length
`country`	Countries	1
`street`	String	30
`city`	String	15
`stateProvince`	US States CanadianProvinces	1
`postalCode`	String	U.S. - 9
		U.S. - 10

Primary Owner

Attributes	Data Type	Max Length	Description
`firstname`	String	30	INDIVIDUAL: First Name ENTITY: Name 1, `/`, `-`, `#` these special characters can be used
`middlename`	String	30	INDIVIDUAL: Middle Name ENTITY: Name 2, `/`, `-`, `#` these special characters can be used
`lastname`	String	30	INDIVIDUAL: Last Name ENTITY: Name 2, `/`, `-`, `#` these special characters can be used
`suffix`	String	30	INDIVIDUAL: Suffix ENTITY: Name 2, `/`, `-`, `#` these special characters can be used
`citizenshipCountry`	Countries
`birthDate`	Date Format
`legalAddress`	Address
`phoneRegionHome`	Phone Region Codes
`phoneNumberHome`	String	15
`phoneRegionCell`	Phone Region Codes
`phoneNumberCell`	String	15
`phoneRegionBusiness`	Phone Region Codes
`phoneNumberBusiness`	String	15
`occupation`	Occupation
`taxIdType`	US Tax ID Types	9
`taxIdNumber`	String	9
`sourceOfFunds`	Sources of Funds
`caisInformation`	Valid C.A.I.S. Values
`institutionalInvestor`	Boolean		A bank, savings and loan association, insurance company, registered investment company, investment adviser, or any individual or entity with $50 million or more in assets.
`trustedContact`	Trusted Contact
`affiliation`	Affiliation

Requirements

Phone Number: At least one pair of phone information must be provided. Home, Business, or Cell phone. PhoneRegionCode and PhoneNumber.

Affiliation

Industry

Attributes	Data Type
`associated`	Boolean
`firmClearing`	Boolean
`companyName`	String

Political

Attributes	Data Type
`associated`	Boolean
`name`	String
`organization`	String
`relationship`	String

Public Company

Attributes	Data Type
`associated`	Boolean
`name`	String
`symbol`	String

StoneX

Attributes	Data Type
`associated`	Boolean
`name`	String
`position`	String
`relationship`	String
`affiliatedEntity`	Affiliated Entity

Electronic Delivery

Attributes	Data Type
`email`	String
`statements`	Boolean
`confirms`	Boolean
`stonexCommunications`	Boolean
`investorCommunications`	Boolean
`prospectus`	Boolean
`taxDocuments`	Boolean

Email Requirement

If all electronic delivery elections are false, the email is not required.

Associated Parties

Attributes	Data Type	Max Length	Description
`onbCustomerId`	String		During staging, the user needs to provide a user-generated onboarding customer ID.
`customerID`	String		When an account is opened, StoneX gives the user a customer ID.
`delete`	boolean		Remove the associated party from the account.
`Role`	Associated Party Roles
`tradingAuthority`	Trading Authority
`firstname`	String	30	INDIVIDUAL: First Name ENTITY: Name 1, `/`, `-`, `#` these special characters can be used
`middlename`	String	30	INDIVIDUAL: Middle Name ENTITY: Name 2, `/`, `-`, `#` these special characters can be used
`lastname`	String	30	INDIVIDUAL: Last Name ENTITY: Name 2, `/`, `-`, `#` these special characters can be used
`suffix`	String	30	INDIVIDUAL: Suffix ENTITY: Name 2, `/`, `-`, `#` these special characters can be used
`citizenshipCountry`	Country
`birthDate`	Date Format
`email`	String
`legalAddress`	Address
`occupation`	Occupation
`governmentIdentification`	Government Identification		For non-citizens of the US, Government ID 1 is a national ID.
`sourceOfFunds`	Sources of Funds
`phoneRegionHome`	Phone Region Codes
`phoneNumberHome`	String	15
`phoneRegionCell`	Phone Region Codes
`phoneNumberCell`	String	15
`phoneRegionBusiness`	Phone Region Codes
`phoneNumberBusiness`	String	15
`caisInformation`	Valid C.A.I.S. Values
`institutionalInvestor`	boolean		A bank, savings and loan association, insurance company, registered investment company, investment adviser, or any individual or entity with $50 million or more in assets.
`trustedContact`	Trusted Contact
`affiliation`	Affiliation

Example

Joint - CP
Joint - WROS
Joint - TIC

{
    "entityNumber": "301",
    "registrationType": "JointCp",
    "main": {
        "repCode": "JC01"
    },
    "electronicDelivery": {
        "email": "[email protected]",
        "statements": "false",
        "confirms": "false",
        "stonexCommunications": "true",
        "investorCommunications": "true",
        "prospectus": "true",
        "taxDocuments": "false"
    },
    "mailingAddress": {
        "country": "US",
        "street": "1549 Scott Center Rd",
        "city": "Sherman",
        "stateProvince": "AL",
        "postalCode": "14781"
    },
    "primaryOwner": {
        "firstname": "John",
        "middlename": "David",
        "lastname": "Doe",
        "suffix": "",
        "citizenshipCountry": "US",
        "birthDate": "1980-05-25",
        "email": "[email protected]",
        "legalAddress": {
            "street": "62 Blue Spruce Ln",
            "city": "Ballston Lake",
            "stateProvince": "NY",
            "postalCode": "12019",
            "country": "US"
        },
        "occupation": "accountingOrAuditing",
        "employerName": "ABC Accounting",
        "employerPhoneNumber": "5205123987",
        "employerAddress": {
            "street": "2 Perimeter Park S",
            "city": "Birmingham",
            "stateProvince": "AL",
            "country": "US",
            "postalCode": "35243"
        },
        "taxIdType": "TaxId",
        "taxIdNumber": "123456788",
        "governmentIdentification": {
            "governmentId1": {
                "idType": "NationalId",
                "idNumber": "AL12345",
                "idIssueDate": "2020-01-01",
                "idExpiration": "2026-01-01"
            },
            "governmentId2": {
                "idType": "Passport",
                "idNumber": "j123312345",
                "idIssueDate": "2020-01-01",
                "idExpiration": "2026-01-01"
            }
        },
        "sourceOfFunds": [
            "Employment",
            "Other"
        ],
        "othersourceoffund": "OtherTesting",
        "JobTitle": "Software Developer",
        "phoneNumberCell": "2059871212",
        "phoneNumberHome": "9992986495",
        "phoneNumberBusiness": "1234567890",
        "caisInformation": {
            "customerType": [
                "Trust"
            ],
            "AccountType": [
                "Institution",
                "Retirement"
            ],
        "Role": "Auth"
        },
        "trustedContact": {
            "name": "Jane Smith",
            "relationship": "spouse",
            "phoneNumber": "2056786578",
            "email": "[email protected]",
            "address": {
                "country": "US",
                "street": "459 South Segunbagicha",
                "city": "Ramna",
                "stateProvince": "NY",
                "postalCode": "35243"
            }
        },
        "maritalStatus": "single",
        "dependents": "3"
    },
    "financialProfile": { 
        "annualIncome": "F",
        "netWorth": "D",
        "liquidNetWorth": "C",
        "liquidityNeed": "Medium",
        "liquidityTime": "High",
        "taxBracket": "LessThan10",
        "investmentTimeHorizon": "OneToThreeYears",
        "investmentProfile": "Conservative",
        "INVESTMENTEXPERIENCE": {
            "STOCKS": "AVERAGE",
            "BONDS": "EXTENSIVE",
            "OPTIONS": "LIMITED",
            "MUTUALFUNDS": "EXTENSIVE",
            "ANNUITIES": "NONE"
        }
    },
    "associatedParties": [
        {
            "role": "ASSOCIATE",
            "firstName": "Rob",
            "middleName": "Jack",
            "lastName": "TEST1",
            "suffix": "MR",
            "governmentIdentification": {
                "governmentId1": {
                    "idType": "NationalId",
                    "idNumber": "MA1213221",
                    "idIssueDate": "2020-11-11",
                    "idExpiration": "2030-11-11"
                }
            },
            "legalAddress": {
                "city": "BOSTON",
                "stateProvince": "MA",
                "country": "US",
                "postalCode": "22333",
                "street": "2 Perimeter Park S"
            },
            "citizenshipCountry": "US",
            "TaxIdType": "TaxId",
            "TaxIdNumber": "123456789",
            "phoneNumberCell": "2059871212",
            "email": "[email protected]",
            "maritalStatus": "Married",
            "dependents": "02",
            "employerName": "Stonex1",
            "employerPhoneNumber": "5205123987",
            "employerAddress": {
                "city": "BOSTON",
                "stateProvince": "MA",
                "country": "US",
                "postalCode": "21345",
                "street": "2 Perimeter Park S"
            },
            "caisInformation": {
                "customerType": [
                    "Trust"
                ],
                "AccountType": [
                    "Institution",
                    "Retirement"
                ],
            "Role": "Auth"
            },
            "birthDate": "1983-11-11",
            "financialProfile": { 
                "annualIncome": "F",
                "netWorth": "D",
                "liquidNetWorth": "C",
                "liquidityNeed": "Medium",
                "liquidityTime": "High",
                "taxBracket": "LessThan10",
                "investmentTimeHorizon": "OneToThreeYears",
                "investmentProfile": "Conservative",
                "INVESTMENTEXPERIENCE": {
                    "STOCKS": "LIMITED",
                    "BONDS": "EXTENSIVE",
                    "OPTIONS": "LIMITED",
                    "MUTUALFUNDS": "EXTENSIVE",
                    "ANNUITIES": "NONE"
                }
            }
        }
    ]
}

{
    "entityNumber": "301",
    "registrationType": "JointWros",
    "main": {
        "repCode": "JC01"
    },
    "electronicDelivery": {
        "email": "[email protected]",
        "statements": "false",
        "confirms": "false",
        "stonexCommunications": "true",
        "investorCommunications": "true",
        "prospectus": "true",
        "taxDocuments": "false"
    },
    "mailingAddress": {
        "country": "US",
        "street": "1549 Scott Center Rd",
        "city": "Sherman",
        "stateProvince": "AL",
        "postalCode": "14781"
    },
    "primaryOwner": {
        "firstname": "John",
        "middlename": "David",
        "lastname": "Doe",
        "suffix": "",
        "citizenshipCountry": "US",
        "birthDate": "1980-05-25",
        "email": "[email protected]",
        "legalAddress": {
            "street": "62 Blue Spruce Ln",
            "city": "Ballston Lake",
            "stateProvince": "NY",
            "postalCode": "12019",
            "country": "US"
        },
        "occupation": "accountingOrAuditing",
        "employerName": "ABC Accounting",
        "employerPhoneNumber": "5205123987",
        "employerAddress": {
            "street": "2 Perimeter Park S",
            "city": "Birmingham",
            "stateProvince": "AL",
            "country": "US",
            "postalCode": "35243"
        },
        "taxIdType": "TaxId",
        "taxIdNumber": "123456788",
        "governmentIdentification": {
            "governmentId1": {
                "idType": "NationalId",
                "idNumber": "AL12345",
                "idIssueDate": "2020-01-01",
                "idExpiration": "2026-01-01"
            },
            "governmentId2": {
                "idType": "Passport",
                "idNumber": "j123312345",
                "idIssueDate": "2020-01-01",
                "idExpiration": "2026-01-01"
            }
        },
        "sourceOfFunds": [
            "Employment",
            "Other"
        ],
        "othersourceoffund": "OtherTesting",
        "JobTitle": "Software Developer",
        "phoneNumberCell": "2059871212",
        "phoneNumberHome": "9992986495",
        "phoneNumberBusiness": "1234567890",
        "caisInformation": {
            "customerType": [
                "Trust"
            ],
            "AccountType": [
                "Institution",
                "Retirement"
            ],
        "Role": "Auth"
        },
        "trustedContact": {
            "name": "Jane Smith",
            "relationship": "spouse",
            "phoneNumber": "2056786578",
            "email": "[email protected]",
            "address": {
                "country": "US",
                "street": "459 South Segunbagicha",
                "city": "Ramna",
                "stateProvince": "NY",
                "postalCode": "35243"
            }
        },
        "maritalStatus": "single",
        "dependents": "3"
    },
    "financialProfile": { 
        "annualIncome": "F",
        "netWorth": "D",
        "liquidNetWorth": "C",
        "liquidityNeed": "Medium",
        "liquidityTime": "High",
        "taxBracket": "LessThan10",
        "investmentTimeHorizon": "OneToThreeYears",
        "investmentProfile": "Conservative",
        "INVESTMENTEXPERIENCE": {
            "STOCKS": "AVERAGE",
            "BONDS": "EXTENSIVE",
            "OPTIONS": "LIMITED",
            "MUTUALFUNDS": "EXTENSIVE",
            "ANNUITIES": "NONE"
        }
    },
    "associatedParties": [
        {
            "role": "ASSOCIATE",
            "firstName": "Rob",
            "middleName": "Jack",
            "lastName": "TEST1",
            "suffix": "MR",
            "governmentIdentification": {
                "governmentId1": {
                    "idType": "NationalId",
                    "idNumber": "MA1213221",
                    "idIssueDate": "2020-11-11",
                    "idExpiration": "2030-11-11"
                }
            },
            "legalAddress": {
                "city": "BOSTON",
                "stateProvince": "MA",
                "country": "US",
                "postalCode": "22333",
                "street": "2 Perimeter Park S"
            },
            "citizenshipCountry": "US",
            "TaxIdType": "TaxId",
            "TaxIdNumber": "123456789",
            "phoneNumberCell": "2059871212",
            "email": "[email protected]",
            "maritalStatus": "Married",
            "dependents": "02",
            "employerName": "Stonex1",
            "employerPhoneNumber": "5205123987",
            "employerAddress": {
                "city": "BOSTON",
                "stateProvince": "MA",
                "country": "US",
                "postalCode": "21345",
                "street": "2 Perimeter Park S"
            },
            "caisInformation": {
                "customerType": [
                    "Trust"
                ],
                "AccountType": [
                    "Institution",
                    "Retirement"
                ],
            "Role": "Auth"
            },
            "birthDate": "1983-11-11",
            "financialProfile": { 
                "annualIncome": "F",
                "netWorth": "D",
                "liquidNetWorth": "C",
                "liquidityNeed": "Medium",
                "liquidityTime": "High",
                "taxBracket": "LessThan10",
                "investmentTimeHorizon": "OneToThreeYears",
                "investmentProfile": "Conservative",
                "INVESTMENTEXPERIENCE": {
                    "STOCKS": "LIMITED",
                    "BONDS": "EXTENSIVE",
                    "OPTIONS": "LIMITED",
                    "MUTUALFUNDS": "EXTENSIVE",
                    "ANNUITIES": "NONE"
                }
            }
        }
    ]
}

{
    "entityNumber": "301",
    "registrationType": "JointTIC",
    "main": {
        "repCode": "JC01"
    },
    "electronicDelivery": {
        "email": "[email protected]",
        "statements": "false",
        "confirms": "false",
        "stonexCommunications": "true",
        "investorCommunications": "true",
        "prospectus": "true",
        "taxDocuments": "false"
    },
    "mailingAddress": {
        "country": "US",
        "street": "1549 Scott Center Rd",
        "city": "Sherman",
        "stateProvince": "AL",
        "postalCode": "14781"
    },
    "primaryOwner": {
        "firstname": "John",
        "middlename": "David",
        "lastname": "Doe",
        "suffix": "",
        "citizenshipCountry": "US",
        "birthDate": "1980-05-25",
        "email": "[email protected]",
        "legalAddress": {
            "street": "62 Blue Spruce Ln",
            "city": "Ballston Lake",
            "stateProvince": "NY",
            "postalCode": "12019",
            "country": "US"
        },
        "occupation": "accountingOrAuditing",
        "employerName": "ABC Accounting",
        "employerPhoneNumber": "5205123987",
        "employerAddress": {
            "street": "2 Perimeter Park S",
            "city": "Birmingham",
            "stateProvince": "AL",
            "country": "US",
            "postalCode": "35243"
        },
        "taxIdType": "TaxId",
        "taxIdNumber": "123456788",
        "governmentIdentification": {
            "governmentId1": {
                "idType": "NationalId",
                "idNumber": "AL12345",
                "idIssueDate": "2020-01-01",
                "idExpiration": "2026-01-01"
            },
            "governmentId2": {
                "idType": "Passport",
                "idNumber": "j123312345",
                "idIssueDate": "2020-01-01",
                "idExpiration": "2026-01-01"
            }
        },
        "sourceOfFunds": [
            "Employment",
            "Other"
        ],
        "othersourceoffund": "OtherTesting",
        "JobTitle": "Software Developer",
        "phoneNumberCell": "2059871212",
        "phoneNumberHome": "9992986495",
        "phoneNumberBusiness": "1234567890",
        "caisInformation": {
            "customerType": [
                "Trust"
            ],
            "AccountType": [
                "Institution",
                "Retirement"
            ],
        "Role": "Auth"
        },
        "trustedContact": {
            "name": "Jane Smith",
            "relationship": "spouse",
            "phoneNumber": "2056786578",
            "email": "[email protected]",
            "address": {
                "country": "US",
                "street": "459 South Segunbagicha",
                "city": "Ramna",
                "stateProvince": "NY",
                "postalCode": "35243"
            }
        },
        "maritalStatus": "single",
        "dependents": "3"
    },
    "financialProfile": { 
        "annualIncome": "F",
        "netWorth": "D",
        "liquidNetWorth": "C",
        "liquidityNeed": "Medium",
        "liquidityTime": "High",
        "taxBracket": "LessThan10",
        "investmentTimeHorizon": "OneToThreeYears",
        "investmentProfile": "Conservative",
        "INVESTMENTEXPERIENCE": {
            "STOCKS": "AVERAGE",
            "BONDS": "EXTENSIVE",
            "OPTIONS": "LIMITED",
            "MUTUALFUNDS": "EXTENSIVE",
            "ANNUITIES": "NONE"
        }
    },
    "associatedParties": [
        {
            "role": "ASSOCIATE",
            "firstName": "Rob",
            "middleName": "Jack",
            "lastName": "TEST1",
            "suffix": "MR",
            "governmentIdentification": {
                "governmentId1": {
                    "idType": "NationalId",
                    "idNumber": "MA1213221",
                    "idIssueDate": "2020-11-11",
                    "idExpiration": "2030-11-11"
                }
            },
            "legalAddress": {
                "city": "BOSTON",
                "stateProvince": "MA",
                "country": "US",
                "postalCode": "22333",
                "street": "2 Perimeter Park S"
            },
            "citizenshipCountry": "US",
            "TaxIdType": "TaxId",
            "TaxIdNumber": "123456789",
            "phoneNumberCell": "2059871212",
            "email": "[email protected]",
            "maritalStatus": "Married",
            "dependents": "02",
            "employerName": "Stonex1",
            "employerPhoneNumber": "5205123987",
            "employerAddress": {
                "city": "BOSTON",
                "stateProvince": "MA",
                "country": "US",
                "postalCode": "21345",
                "street": "2 Perimeter Park S"
            },
            "caisInformation": {
                "customerType": [
                    "Trust"
                ],
                "AccountType": [
                    "Institution",
                    "Retirement"
                ],
            "Role": "Auth"
            },
            "birthDate": "1983-11-11",
            "financialProfile": { 
                "annualIncome": "F",
                "netWorth": "D",
                "liquidNetWorth": "C",
                "liquidityNeed": "Medium",
                "liquidityTime": "High",
                "taxBracket": "LessThan10",
                "investmentTimeHorizon": "OneToThreeYears",
                "investmentProfile": "Conservative",
                "INVESTMENTEXPERIENCE": {
                    "STOCKS": "LIMITED",
                    "BONDS": "EXTENSIVE",
                    "OPTIONS": "LIMITED",
                    "MUTUALFUNDS": "EXTENSIVE",
                    "ANNUITIES": "NONE"
                }
            }
        }
    ]
}

Joint - US

US Joint Registration Type​

Required Attributes​

Main​

Mailing Address​

Primary Owner​

Affiliation​

Industry​

Political​

Public Company​

StoneX​

Electronic Delivery​

Associated Parties​

Example​